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UPDATE: In november 2016, has ING made known by the end of that year, again to stop offering the Twyp. Only in Spain would this bank Twyp offer. Look for free alternatives in our list of free betaalapps.

It happens regularly that people money together borrow. Someone shoot something or ask you for a few euro loan. No problem, of course. Only been to recover the money it is sometimes more difficult. We forget it often or it gets shelved. That should be easier can, will the creators of Twyp have thought of. With this app, an initiative of the ING, because you pay very easily using your phone money back to your friends. While you make a deposit, you can chat with each other. The pay is quick and easy, and with a few taps on your screen happened.

Twyp is a free app, available for both iOS and Android smartphones and tablets.

With Twyp, an abbreviation for The Way You Pay, you don't need friends now more and more difficult to attack the question of whether they your money can transfer. Conversely, also, and you can direct the money borrowed to pay back. That goes with this app very easily and very quickly. You do not always have an account number to request, log in to the account at your bank, or a payment to verify. Everything is done with a few simple clicks.

The app works all the way through the contacts list on your phone and on the basis of the phone number is the money transferred. Although Twyp of the ING is, the app is not only for customers of this bank. It does not matter at which bank you are banking. The application works via iDeal or with a credit card, that you credit your Twyp account still completes.

To Twyp to use, you may need to create an account. That is not difficult. You fill in some personal information, such as your phone number. You will receive an sms with a verification code, so that your login can make. You will need your bank account number and an e-mail address to enter. When you first install the app to get started, you can find your contacts very easy to sync with a special button in bottom right of your screen. To send money to someone over, that person must own the app. Useful is that you in the app with your friends can chat. So that you can still talk to each other about the amount owed and you can go from a chat to the money immediately transfer. You enter the amount and confirm the payment with a personal code.

The only thing that occasionally, some extra effort is the complement of the amount in your Twyp account. You do that by using iDeal or your credit card money into that account. In that way, Twyp your digital wallet. You can use the money from your Twyp account refund to your own bank account. You are no cost to spend on the transfer or receiving of money and the app is well-protected by the systems of the ING.

Twyp offers the following features:

  • make fast and easy money,
  • free app available for iOS and Android,
  • log in with an account,
  • works with the contacts list on your phone,
  • works with all banks,
  • chat with friends from within the app,
  • send money or receive will cost you nothing.

Twyp screenshots


You can free download Twyp and safe install the latest trial or new full version for Windows 10 (x32, 64 bit, 86) from the official site.

Devices: Desktop PC, Laptop (ASUS, HP, DELL, Acer, Lenovo, MSI), Ultrabook

OS: Professional, Enterprise, Education, Home Edition, versions: 1507, 1511, 1607, 1703, 1709, 1803, 1809 - Overview features and capabilities software, apps for Windows 10
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