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It is becoming more and more common for digital to pay. Not only with your debit card, but pay with a smartphone has rapidly. Cash is still more common in the past. There are already several apps for the contactless payments and increasingly banks and shops to support that way more often. A new way to use your smartphone to pay is via Payconiq. With this app, you pay in stores, online and between friends and there are more and more betaalpunten for this method. The only thing that you need to do is link your bank account to your Payconiq account. You pay on a simple and safe way with Payconiq.

Payconiq is free to use and available for Android and iPhone.

Payconiq is a convenient payment service that allows you to both offline and online to pay. Or you a loaf of bread at the bakery is a success or a beer in the pub order, it is all possible. The pay is done at checkout by scanning a QR-code.

The electronic service, an initiative of a number of large banks, such as Rabobank, ING, SNS, RegioBank and ASN, had already been rolled out in Belgium and Germany and is now available in the Netherlands. ABN Amro is just from the project stepped, because the bank has more merit to see in the own payment service Bit. Obviously you need to create an account at Payconiq, and your bank account even on the app need to link to a personal pin code or your fingerprint must add, to from than hassle-free with your smartphone to pay. Linking your account to the app, takes a minute.

In principle, the app works pretty simple. When you are at one of the affiliated stores to pay online as well as in a physical store, than you will get at the checkout, a QR-code, which you then with the camera on your phone to scan. For confirmation, enter the pin code, or you confirm with your fingerprint. If you have mutual friends want to pay it is that simple. Just as Little will send you a request for payment, which the IBAN-number is not necessary. The amount to transfer to someone is just as easy. You select a friend from your contacts list on your phone, enter the amount and pay the amount with your pin or fingerprint. Both of them received even a confirmation of the transaction. The pay happens in all cases fast, thanks to the good link with your bank account.

The safety of Payconiq is fine and your data in a secure manner is encrypted, and therefore only accessible with your pin or fingerprint. The service is further on a loyalty card to link, so you can save your points up with every transaction. A convenient way of payment, whereby the question is whether the service you are going to, because there are so many similar providers.

Payconiq has the following characteristics:

  • convenient electronic payment service,
  • grouping of several large banks,
  • available for free for Android and iPhone,
  • link your bank account to the app to pay,
  • secure the app with a pin code or fingerprint,
  • pay using the QR-code to scan and confirm with your pin or fingerprint,
  • pay simple between friends themselves.

Payconiq screenshots


You can free download Payconiq and safe install the latest trial or new full version for Windows 10 (x32, 64 bit, 86) from the official site.

Devices: Desktop PC, Laptop (ASUS, HP, DELL, Acer, Lenovo, MSI), Ultrabook

OS: Professional, Enterprise, Education, Home Edition, versions: 1507, 1511, 1607, 1703, 1709, 1803, 1809 - Overview features and capabilities software, apps for Windows 10
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